Secure payments minus the complexity
The highest level of PCI DSS Compliance
What is PCI compliance?
Today, a single purchase (made by either a credit card, debit card or electronic payment) passes through a complex system of banks, card brands and payment processors. New advances in the online digital and payments technology landscape has been met with increasing instances of fraud and data breaches. This is the premise for why the Payment Card Industry Data Security Standards (PCI DSS) were created.
The main goal of the PCI security standards is to ensure that every time a customer’s debit or credit card information is handled, regardless of the number of transactions processed, that consumers card data is handled with maximum security. These standards are in place to ensure the handling of customer payments and data is done safely and securely throughout the whole transaction process, and are there to help combat data breaches and fraud.
For many organisations, monitoring and maintaining PCI compliance can be extremely complicated and challenging however, at Ezidebit, we aim to help our customers navigate the standards by providing tools to help increase knowledge as well as ensure compliance.
A brief history of PCI compliance
In the early 2000's online credit card fraud grew significantly alongside the growth of the internet and globalisation. Card brands often struggled to enforce security policies and stay on top of fraud instances. In response to the increasing instances of data theft and fraud, the five major card brands - Visa, Mastercard, Discover, American Express and JCB International, created the first unified security standard - making compliance mandatory for all businesses involved in the payment-processing lifecycle.
We have the highest level of PCI compliance
Ezidebit has invested heavily in attaining the world's highest payment security accreditation - PCI level 1. This means that when your organisation is using our payments to handle your customer payments, you can rest assured that we are handling your customer's personal banking information with the highest level of payment security.
As part of our quality standards, our adherence to PCI compliance is reviewed annually by a Qualified Security Assessor as well as numerous security checks and tests conducted throughout the year.
How do we support our customers in being secure?
At Ezidebit, we know the cost of data breaches and fraud to Australian and New Zealand merchants - many have made the headlines in recent times. Often small and medium businesses are the most vulnerable to attacks and are usually the least equipped to deal with them.
We developed a program called the Merchant Trust Initiative to help and support our merchants. Within this program, there are a range of tools and information that can be used to help protect businesses against the most common data threats, as well as provide access to a range of resources including templates, webinars, blogs, educational materials and support.
We also provide merchants with access to expert advice and automated systems to complete their PCI DSS assessment.