PayTo for real-time payments

The Australian payments industry is taking a significant step forward—by giving direct debit the ultimate glow-up. And we’re at the forefront. Initiate secure payments in real-time from your customers’ bank accounts.

What is PayTo?

PayTo is the new way for businesses like yours to take pre-authorised fast and secure payments from your customers’ bank accounts in a matter of seconds—24 hours a day, seven days a week.

PayTo offers the same set-and-forget benefits of direct debit—but with more speed, simplicity and security. With pre-authorised agreements with your customers, payment disputes become a thing of the past, and there’s less risk of missed payments and fraud.

Our connection to the New Payments Platform (NPP) means you can experience this new, modern way of doing business—and it’s closer than you think. Get ready to experience a new era of seamless and efficient payments with PayTo and Ezidebit.

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How PayTo works


PayTo and Ezidebit help you simplify your payment process, save time, and reduce costs— getting your payments done in one, faster.

Why choose PayTo with Ezidebit?

PayTo changes how you and your customers connect, engage and transact.

clock speed
clock speed

Speed

Collect pre-authorised secure payments from your customers’ bank accounts in real-time and process instant refunds. Plus, you can opt to have your funds settled in your account on the same day, removing the limitations of traditional payment options and improving your cash flow.

arrow bullseye
arrow bullseye

Simplicity

PayTo is designed to simplify and enhance the payments experience, revolutionising how you and your customers interact. Payment agreements are created and authorised in just a few clicks, and centrally stored for peace of mind.

people customers
people customers

Customer Satisfaction

Change the way you communicate about payments with your customers. Say goodbye to awkward reactive conversations after missed or failed payments, and instead leverage notifications to proactively manage relationships with customers. Layer SMS via your software to craft your ideal experience. Retry payments up to five times before fees are charged.

secure lock
secure lock

Security

With centrally stored digital payment agreements, businesses no longer need to keep records for seven years to meet compliance obligations. Plus, because payment agreements are pre-authorised by your customers, the risk of fraud and disputes is significantly reduced.

cog integration
cog integration

Seamless integration

Our new state-of-the-art API has been redesigned with best practice functionality and usability in mind. With this new API, PayTo can be seamlessly integrated with your software.

Discover the best use case in your industry

Personal Training
Personal Training

Health & Fitness

medical
medical

Medical and Allied

Childcare
Childcare

Childcare & Education

wallet
wallet

Alternative Finance

hair beauty
hair beauty

Hair & Beauty

insurance shield
insurance shield

Insurance

house real estate
house real estate

Real Estate

charities
charities

Charities/NFPs

Is your business ready for real-time payments?

As PayTo is so new, many banks and other financial services are still in the process of connecting to it. At Ezidebit, our integration with leading best-in-class NPP PayTo technology is open and ready to pilot.

If you’re interested in gaining a competitive advantage and becoming a leader in your industry, we welcome merchants and ISVs to join our Pilot Program. You too can be on the front foot of this innovative payment rollout.

Fill in your details to express interest in our PayTo Pilot Program. Let’s discuss how we can optimise your payment system and help you leverage the power of real-time payments.

Get payments done in one. Join us today. Enquire now